PROVIDER
YES LOANS UK
WHO ARE THEY?
Yes Loans Ltd trading as Yes Loans, Tintern House, William Brown Close, Llantarnam Park, Cwmbran, NP44 3AB. Company Reg No: 04553449. Data Protection Reg No: Z8629171. Consumer Credit Licence No: 530037. (Yes Loans Limited is not associated in any way with either Yes Car Credit or Provident Financial PLC.)
Yes Loans prides itself on the excellent quality of service it continues to provide to clients. Yes has taken more than 500,000 unsecured loan applications with a total value in excess of £3 Billion. Everyday they process over £7.5 Million in unsecured loan applications.
USP
Yes Loans offer a wide range of financial services, including debt management and IVAs, which means that whatever situation you find yourself in, Yes Loans has the confidence, the knowledge and the experience to help you. Whether it's a car, a holiday, debt consolidation or just peace of mind you are looking for - Yes Loans will put a smile back in your day.
PROS
Over 95% of everyone who applies for a loan - regardless of their circumstances are accepted by Yes. Fast decision. Self-employed and no proof of income welcome. Tenants borrow from £250 to £1,500. Home owners £500 to £25,000. Any purpose lending. Borrow over 1 to 7 years. No obligation quote.
CONS
No information regarding the possibility of arrangement fees advertised on the site. Typical APR advertised is high for this type of lending. An unsecured loan may not be the best solution for your financial situation. If in doubt as to the viability of this type of borrowing, seek independent financial advice.
CHARGES
Typical 48% APR.
APPLICATION OPTIONS
Apply online or phone.
WHO CAN APPLY?
No details regarding application criteria published on the site. Typical requirements for this type of lending: UK resident aged 18 or over with a regular income.
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