PROVIDER

SAME DAY CASH

WHO ARE THEY?

Trading style of Quickbridge (UK) Ltd. Registered Address: 88 Crawford Street, London, W1H 2EJ.

Same Day Cash is a ground-breaking new online lending service. They’re different because there’s no paper work, no faxing of documents, no listening to cheesy lift music while you wait to talk to an operator... no messing around! It’s all done online and in real time. Only they can pay a loan directly into your bank account within an hour of application (if approved before 3pm on a weekday).

USP

Existing clients can borrow up to £1000. Money paid into your account within the hour.

PROS

No credit check. Quick and easy application process - no faxing of documents. Once your first loan is repaid in full, your ‘trust rating’ will be increased and you will be able to borrow more the next time you visit, progressing in increments of £100 each time to the maximum of £1000. Apply in minutes with a decision and pay out within the hour. Interest costs dependant on how long you borrow over and how much you borrow - ‘sliding scale’ tool available on website so you can see the costs incurred in advance.

CONS

New clients can only borrow up to £200. Much higher APR if borrowing over a longer period, ie £200 borrowed over 10 days, £219.73 repayable, £200 borrowed over 30 days, £259.18 repayable. Not suitable as a solution for long term debt problems. A credit check is carried out on all applicants.

CHARGES

APR is 2334% - 2230% for a 10 day loan period.

APPLICATION OPTIONS

Apply online and get a decision and payout in an hour if you apply before 3pm on a weekday.

WHO CAN APPLY

You need to be living in the UK, have a UK bank account and a UK debit card.

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