CARD NAME

Provident Visa Card

ISSUING BANK

Provident Personal Credit Limited. Registered Office: Colonnade, Sunbridge Road, Bradford BD1 2LQ. Registered Number 146091 England. Provident Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at Colonnade, Sunbridge Road, Bradford BD1 2LQ. Registered Number 2558509 England. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.




CARD TYPE

VISA

USP

The Provident Visa Card is a great way of using your Provident Loan - giving you instant spending power and the freedom to shop where you want. Use it over the phone, on the Internet or on the High Street. You can even use it abroad - great for your holidays!

PROS

The Provident Visa Card comes with these great benefits:

The Provident Visa Card is a debit card so you can't go over your limit
You can spend as much or as little of your loan as you want, when you want
Cards are available in values of £300
It lets you shop safely from the comfort of your home - on the phone or over the Internet
You can withdraw cash as and when you need it from cash machines and banks
Chip and Pin security
You can check your balance; so that you always stay in control of your finances
It works in exactly the same way as a Provident loan where your Agent will collect your repayments each week at a time convenient for you
Unsecured personal loans from £50 to £500
Poor credit ratings and even County Court Judgements need not be a problem
Decision based purely on your personal circumstances
No hidden charges or interest
The amount you owe will never go up.

CARD TERMS & FEES

Typical 183.2% APR - Loan amount: £300, 56 weekly repayments of £9, total amount payable £504
No hidden charges - no late payment or early settlement fees
A payment book - so you can track your repayments

WHO CAN APPLY?

Aged 18 or over with proof of ID, address and income. You may also be asked for your National Insurance Number.

ATM LIMITS

Maximum ATM withdrawal - Not to exceed the loan amount available on the Card and in accordance with daily withdrawal limits.

MISC

The Provident Card can be used anywhere that you see the Visa acceptance mark - in store, by telephone and online. Great for use abroad so brilliant for your holidays. Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk

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