| Payday Now |
PROVIDER
PAYDAY NOW
WHO ARE THEY?
Payday Now are part of MEM Consumer Finance Ltd - licensed under the Consumer Credit and Data Protection Acts. Registered Company Number: 04786727. Registered Office: Witan Gate House, 500-600 Witan Gate West, Milton Keynes, Buckinghamshire MK9 1SH. Consumer Credit Licence: 539935. Data Protection Number: Z910879X.
A well established and respected lender that is open about its charges, Payday Now is a responsible lender, proud of their high levels of customer service and efficiency and fully compliant with the Consumer Credit and Data Protection Acts.
USP
Borrowing from Payday Now is simple and fast! Get an immediate online decision, without the need for faxes or post.
PROS
Simply put, get up to £750 when you need it most - no fuss and no lengthy questionnaires - and pay it back on your next payday. With a clear charging structure, a payday loan is ideal if you need money quickly to pay for unexpected bills. Now you can meet your unexpected small cash needs – unplanned weekends away to paying the emergency plumber just before payday. In short, whatever you need money for in the short term! Deferral of your repayment can be arranged for a further month although charges will need to be paid in full and a further month’s charges will be payable in addition.
CONS
Expensive way to borrow. A payday loan can only help with short term cash flow problems and is not advisable for those who usually have financial problems every month.
CHARGES
£25 per £100 borrowed. No administrative costs to set up the loan. Typical APR 1355% on a 30 day loan. EG, borrow £80 repay £100 on payday; borrow £400, repay £500 on payday.
APPLICATION OPTIONS
Apply on line, get a decision in a minute - no need to fax or post documents. Money transferred to your bank account same day.
WHO CAN APPLY
Over 18, in full time employment with a take home pay of more than £750 per month. A bank account with a valid debit card is essential.
Do You Need Cash Today Up To £1000?
If you need a short term cash loan with no credit check carried out, no paperwork to sign, 100% completed online then compare the leading payday loan lenders under no obligation here.
Do You Need An Unsecured Loan Even If You Have Bad Credit?
If you have a bad credit history but need an unsecured loan to be repaid over longer periods there are lenders that can accept your application based on it merits click here.
Do You Need A Credit Card But Have Been Refused Elsewhere?
If you have been refused for a credit card there are cards designed for those that need to build their credit or have never had a card or even if you have CCJ's, defaults and arrears.
Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.
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