PROVIDER

PAYDAY LOANS UK

WHO ARE THEY?
 
Payday Loans UK advances are provided by MEM Consumer Finance Ltd, registered in England and Wales, registration number 04786727, Registered Address 88 Wood Street, London, EC2V 7AJ, Correspondence Address 4 Minton Place, Victoria Road, Bicester, Oxon, OX26 6QB .

Payday Loans UK is part of MEM Consumer Finance Ltd – the UK’s largest online payday lender. MEM Consumer Finance Ltd has provided small loans to over 100,000 customers since August 2003 so, you can be assured of excellent customer service and value for money.




USP

Borrow between £80 and £750 (subject to status) - each application is reviewed individually to ensure that you can afford to pay back the loan on your next payday.

PROS

Simple, fuss free application process. Same day payout in most cases. An easy to understand charging structure with no hidden costs. Self employed accepted as long as they have a regular income paid into their bank account. You may ‘defer’ payment of your loan to allow additional flexibility. No credit checks.

CONS

Not a viable option if you’re experiencing regular financial difficulties every month. May be viewed as a expensive way to borrow.

CHARGES

Flat fee of £25 per £100 borrowed - no hidden costs. Typical 1355% APR (30 day loan).

APPLICATION OPTIONS

Apply online. Complete the quick application online. Most customers can have funds paid into their account on the same day. However some banks take longer to clear the funds. In this case the funds should show as cleared within 24-48 hours.

WHO CAN APPLY

Over 18s, self employed or employed, with a regular income. A UK bank account and valid debit card are essential.

 Do You Need Cash Today Up To £1000?

If you need a short term cash loan with no credit check carried out, no paperwork to sign, 100% completed online then compare the leading payday loan lenders under no obligation here.


Do You Need An Unsecured Loan Even If You Have Bad Credit?

If you have a bad credit history but need an unsecured loan to be repaid over longer periods there are lenders that can accept your application based on it merits click here.


Do You Need A Credit Card But Have Been Refused Elsewhere?

If you have been refused for a credit card there are cards designed for those that need to build their credit or have never had a card or even if you have CCJ's, defaults and arrears.

Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.