Here in the UK we expect to provide lenders with a large amount of information to support our loan applications. Not any more with pay day loans that require no faxing. A product originally marketed only in the USA, pay day loans that require no faxing are now widely available here. Arranged by phone or online, you’ll be able to apply for a loan of up to £1000 payable in full on your next pay day. Average terms for the loan are over 30 days at an APR of over 1300%. Costs are much easier to calculate than the APR indicates though as the majority of lenders have a transparent fee system - charging around £25 for each £100 borrowed. Information required to support your application is limited so you’re only a few minutes away from getting a loan of up to £1000 in your banking account. In receipt of regular monthly payments that meet the lenders’ minimum criteria, you’ll need to provide your full name, address, landline and mobile phone numbers together with details of your employment and monthly income. A UK banking account in your name will also be necessary. You won’t need to fax or send in supporting documents to many lenders as they offer a no faxing service. A poor credit history won’t prevent your application being successful as many lenders don’t carry out a credit check. That’s why the APR on the loan is high - this covers the additional risk of lending to a client that has not been asked to prove their credit worthiness. You will need to prove without doubt however that you can afford the loan repayment on your next pay day - this protects both you and the lender in the long term.
Do You Need Cash Today Up To £1000?
If you need a short term cash loan with no credit check carried out, no paperwork to sign, 100% completed online then compare the leading payday loan lenders under no obligation here.
Do You Need An Unsecured Loan Even If You Have Bad Credit?
If you have a bad credit history but need an unsecured loan to be repaid over longer periods there are lenders that can accept your application based on it merits click here.
Do You Need A Credit Card But Have Been Refused Elsewhere?
If you have been refused for a credit card there are cards designed for those that need to build their credit or have never had a card or even if you have CCJ's, defaults and arrears.
Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.
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