CARD NAME
The Monument Visa Credit Card
ISSUING BANK
The Monument Credit Card is a registered trading name of R. Raphael & Sons PLC.
CARD TYPE
VISA
USP
Getting credit may seem out of reach if you have a bad credit history, however Monument specialises in helping people whatever their credit background. If you have had bad credit in the past, you may still get credit with Monument.
We may be able to help where others are not!
Monument also helps people who are new to credit. With agreed borrowing limits, you are always in control of your spending and are better able to manage your money with confidence.
PROS
Buy now, pay later - You no longer have to wait till payday to purchase a new TV or pay those unexpected bills. Use the Monument Visa card and you can purchase anything up to your limit and repay at the end of the month or spread the cost over a longer period.
Shop Online – With web prices often cheaper than in stores, it makes sense to buy with your Monument Visa Card. Some things can only be purchased online, and buying online is now easy, safe and secure. Saving you stress and time.
Over the Phone – Reserve a hotel room or get a pizza delivered – it’s up to you.
Use Anywhere - The Monument Visa card can be used in over 160 countries and is accepted in over 24 million merchant stores worldwide.
Withdraw Cash** - Get cash anytime from over 1 million Visa ATMs or cash machines worldwide.
Travel Money** - No need to take foreign currency with you when you travel – use your Monument Visa card in stores or restaurants and get cash in a local currency when you need it from local ATMs or cash machines.
Special Offers – Look for ‘Visa Destinations’ for shopping discounts when paying by Visa.
CARD TERMS & FEES
Typical APR - 34.9% APR variable
ATM LIMITS
Maximum ATM withdrawal - Not to exceed the credit limit on the Card and in accordance with daily withdrawal limits.
MISC
The Monument VISA card can be used anywhere that you see the VISA acceptance mark - in store, by telephone and online. Up to 51 days interest free on purchase transactions if you pay your balance off in full each month.
Do You Need Cash Today Up To £1000?
If you need a short term cash loan with no credit check carried out, no paperwork to sign, 100% completed online then compare the leading payday loan lenders under no obligation here.
Do You Need An Unsecured Loan Even If You Have Bad Credit?
If you have a bad credit history but need an unsecured loan to be repaid over longer periods there are lenders that can accept your application based on it merits click here.
Do You Need A Credit Card But Have Been Refused Elsewhere?
If you have been refused for a credit card there are cards designed for those that need to build their credit or have never had a card or even if you have CCJ's, defaults and arrears.
Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.
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