PROVIDER
CREDIT PLUS
WHO ARE THEY?
Whichdeal Limited trading as Creditplus, Waterloo House, Fleets Corner, Nuffield Road, Poole, Dorset BH17 0HL. Company Registration No: 04997789. Authorised and regulated by the FSA.
CREDITPLUS have over 25 years experience in helping people find the best guaranteed car finance deals and cars for their budget.
USP
The finance you need - the vehicle you want. Creditplus provides an easy to use nationwide car search facility, with optional car loans and finance solutions. Saves time, effort and money.
PROS
Instant online decision. All car loans are approved and guaranteed. Over 60,000 cars in the database to chose from. £0 deposit plans available (subject to status). £99 deposit plans regardless of vehicle cost. Mortgage arrears; no credit history; self employed; CCJs - no problem. Instant lending decision. Access to panel of 30 lenders sympathetic to impaired credit. 7 day return policy. Cars delivered to home or work. Borrow up to £50,000 over up to 60 months. Finance facilities available for new and used cars, commercial vehicles, caravans and motorcycles.
CONS
APR not disclosed in advance so makes comparisons to other similar providers impossible prior to submitting an application. Loan is secured on the car, so your vehicle could be repossessed should you not maintain your regular agreed payments. Car loans may not be the most effective solution to your requirements, if in doubt, seek independent financial advice.
CHARGES
No APR or charges disclosed on the website.
APPLICATION OPTIONS
Apply online. Simple three step process: 1/ chose your car and finance; 2/ fill out the application; 3/ get your car delivered.
WHO CAN APPLY?
No specific details regarding application criteria published on the site. Typical requirements for this type of lending: UK resident aged 18 or over with a regular income.
Do You Need Cash Today Up To £1000?
If you need a short term cash loan with no credit check carried out, no paperwork to sign, 100% completed online then compare the leading payday loan lenders under no obligation here.
Do You Need An Unsecured Loan Even If You Have Bad Credit?
If you have a bad credit history but need an unsecured loan to be repaid over longer periods there are lenders that can accept your application based on it merits click here.
Do You Need A Credit Card But Have Been Refused Elsewhere?
If you have been refused for a credit card there are cards designed for those that need to build their credit or have never had a card or even if you have CCJ's, defaults and arrears.
Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.
Home Page
Related Products
