Provident Personal Credit: Everything Financial

The Vanquis Credit Card

This card has been designed for clients with a bad or no credit history. Over 300,000 People have enjoyed the benefits of this card and are building their credit history.

Cashplus GOLD MasterCard

100% Guaranteed acceptance. Use the card online, over the phone at ATM;s. Online management account and load funds on to the card for free.

Payday Now

Need up tp £1000 with no credit checks. Funds can be in your account the same day. If you have a debit card then apply today.

Provident Financial Loan

No credit checks. Loans up to £500 paid onto your own visa debit card or in cash. Loans can be repaid over a period of time.

The Capital One Classic Card

This card is ideal if you have had credit problems. Limits up to £2000 instant online decision. This is the most popular solution for getting your foot on the credit ladder.

Provident Personal Credit

PROVIDER

PROVIDENT PERSONAL CREDIT

WHO ARE THEY?

WWW.PROVIDENTPERSONALCREDIT.COM Provident Personal Credit Limited. Registered Office: Colonnade, Sunbridge Road, Bradford BD1 2LQ. Registered NO: 146091 England.

Provident Personal Credit specialises in straightforward personal credit that puts you in control. They offer small personal credit loans that can be arranged in minutes and delivered to your door in days. Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk

WEBSITE

WWW.PROVIDENTPERSONALCREDIT.COM

USP

Loans have regular fixed repayments - and the amount owed never goes up. With a Provident Personal Credit loan, you always know where you are.

PROS

Borrow from £50 to £500. Fixed regular monthly payments to help you budget effectively. Agents collect payment from your home so no bills or direct debits to manage. No hidden charges. A name you can trust - established for 125 years. Poor credit or CCJs not always a problem. Acceptance based on your ability to repay. Unlike traditional loans, if you miss a payment, the cost of your loan is not increased.

CONS

High APR so cost of borrowing is greater. An unsecured loan may not be the best financial option for your personal circumstances.

CHARGES

Typical APR 189.2%, eg Loan amount: £300, 57 weekly repayments of £9
Total amount payable £513.

APPLICATION OPTIONS

Apply online in minutes and your money can be delivered to your door in days. Alternatively, call 0800 409 6654, Monday to Friday 8am - 8pm and Saturday 8.30am - 5pm.

WHO CAN APPLY

UK residents, aged 18 or over with a regular income and proof of ID and address.

EDITOR'S CHOICES

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NEED A QUICK CASH LOAN

Up to £1000 quick cash loan paid today with no credit checks or documents needed. Repay the loan on your payday or over a period of months.

WANT TO SHOP ONLINE?

Need a credit or debit card. Compare prepaid credit cards. Guaranteed acceptance regardless of your credit history. Use online, over the phone at ATM's and anywhere MasterCard is accepted.

CREDIT CARDS FOR BAD CREDIT

Rebuild your credit with a credit card designed for those with a bad or no credit history. Compare various cards to get you the credit you deserve.

CONSOLIDATE YOUR CREDIT

Tenenat or homeowners get an unsecured loan of up to £25,000 even if you have arrears or a bad credit history. There are lenders that can help.

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