PROVIDER
PAYDAY UK
WHO ARE THEY?
WWW.PAYDAYUK.CO.UK is a trading name of MEM Consumer Finance Ltd (registered number 04786727). Registered office: Witan Gate House, 500-600 Witan Gate West, Milton Keynes, Buckinghamshire MK9 1SH. Consumer Credit Licence: 539935. Data Protection Number: Z910879X.
Payday UK is part of MEM Consumer Finance Ltd – the UK’s largest online payday lender. MEM Consumer Finance Ltd has provided small loans to over 100,000 customers since August 2003 so, you can be assured of excellent customer service and value for money.
USP
A ‘no faxing’ application process - quick and easy - no documentation required. Borrow up to £750 until your next payday.
PROS
Simple, fuss free application process with no faxing of documents required. A clear, easy to understand charging structure with absolutely no hidden costs. You may ‘defer’ your repayment by arrangement allowing you extra flexibility with your budget. Self employed accepted as long as they have a regular income paid into their bank account.
CONS
Not a viable option if you’re experiencing regular financial difficulties every month. May be viewed as a expensive way to borrow. Need to ‘take home’ after deductions, more than £750 each month so not available to those applicants who have a lower income.
CHARGES
Flat fee of £25 per £100 borrowed - no hidden costs. Typical 1355% APR (30 day loan).
APPLICATION OPTIONS
Apply online. Complete the quick application online. If you’re approved, you’ll be asked to complete your bank and debit card details and then sign your loan agreement. Money is then transferred to your bank account.
WHO CAN APPLY
Over 18s in full-time employment with a take home pay of more than £750 per month. A bank account with a valid debit card is essential.
EDITOR'S CHOICES
Four Credit Cards Designed For Bad or No Credit
No Credit Check Loans Up To £1000 Paid Today
Guaranteed Award Winning Prepaid MasterCards
NEED A QUICK CASH LOAN
Up to £1000 quick cash loan paid today with no credit checks or documents needed. Repay the loan on your payday or over a period of months.
WANT TO SHOP ONLINE?
Need a credit or debit card. Compare prepaid credit cards. Guaranteed acceptance regardless of your credit history. Use online, over the phone at ATM's and anywhere MasterCard is accepted.
CREDIT CARDS FOR BAD CREDIT
Rebuild your credit with a credit card designed for those with a bad or no credit history. Compare various cards to get you the credit you deserve.
CONSOLIDATE YOUR CREDIT
Tenenat or homeowners get an unsecured loan of up to £25,000 even if you have arrears or a bad credit history. There are lenders that can help.
Home Page
Related Products
