If you have no credit and need a mobile with a guaranteed contract or finance to purcahse the mobile of your choice then help is at hand.
What are they?
A SIM free mobile phone enables you to purchase the latest mobile phone without being tied to a mobile phone network such as Vodaphone, O2, 3 or Orange etc. Access isn’t restricted to those with an unblemished credit history either as acceptance isn’t based on a credit check - no credit check is carried out.
All the latest models available to everyone. You just pay over a fixed period with no deposit. After application, phones are normally delivered within 48 hours. No network contract, no ties. Simply slot in your existing SIM card and off you go.
Pros
No credit check, acceptance guaranteed with proof of ID. All current popular models available. Most handsets can be used on all networks. 14 day money back guaranteed and UK warrantee. Affordable fixed monthly payments enabling you to budget accordingly. Upgrades available after nine months.
Cons
Interest rates are high as the loans are taken over a short period of nine months. No contract with a network so SIM will need to be sourced separately. A more costly way of sourcing a mobile phone.
