creditbuilder with a cashplus prepaid gold MasterCard^®

Struggling to establish a foot hold in the world of credit ratings?

If you’d like to establish a credit profile; improve your credit rating or; repair your credit history with minimum fuss, you need look no further.



The clever people at cashplus have come up with an ingenious way to help with their cashplus prepaid gold MasterCard^®.

Using your cashplus prepaid gold MasterCard^® will now help you enhance your credit rating. To get the card’s simple, you won’t undergo a credit check and you don’t need a bank account. What’s more, you’ll pay no interest or administration charges.

Sound too good to be true?
 
It’s not. Simply put, you can help your credit rating with this two part process. Firstly, you use the card in all places that a MasterCard logo is displayed with no fear of building up costly debt as the card works like a debit card, allowing you to only spend what money you have available. The second, and unique part, is creditbuilder. By giving you a small, interest-free loan of £59.40 that pays the 12 monthly fees that you would pay for a year’s use of the cashplus card up front, you can build on your credit rating. You just need to ensure that you have enough money in your account for the £4.95 activeplus monthly fee every month. If all your payments are made on time, it will be recorded with the credit bureau that you have successfully made 12 loan repayments - basically, the more successful loan repayments you have made, the better your credit rating will be.

There’s no catch.

It’s works exactly as described and you don’t pay a penny more with creditbuilder than you would with a normal activeplus account. Developed with leading credit industry experts, creditbuilder should, if you successfully follow the simple steps involved in make a positive impact on your credit rating.

The first step is to get your cashplus prepaid gold MasterCard^®. Once you’re a fully verified cashplus customer, you can apply to have creditbuilder added to your account. The forms are easy to complete - all you need do is fill in your name and address details, sign and date the forms and send them with a photocopy of your passport, driving license or EEA State ID to FREEPOST CREDIT BUILDER. You do not need to add any other address details, and you don’t even need a stamp.

When accepted onto creditbuilder, Advanced Payment Solutions Limited will loan you one years’ worth of monthly fees totalling £59.40. As you continue to pay your regular £4.95 activeplus monthly fees, the loan is gradually repaid, until it’ satisfied after a year. During the year, you can continue to top-up and use your cashplus card as normal. You just need to make sure you have enough money in your account for the £4.95 activeplus monthly fee every month.

What are you waiting for?