CARD NAME
BREAD
ISSUING BANK
The Bread Card is issued by Newcastle Building Society pursuant to licence from MasterCard International Incoporated or its affiliates. Newcastle Building Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register/) and is entered in the Financial Services Authority Register under Registration No. 156058.
CARD TYPE
Maestro
USP
The BREAD Card is available to anyone with a valid international digital passport or driving licence and a UK delivery address - pay by card or SMS text message.
PROS
Benefit from the exciting Bread Cashback Scheme every time you use your card - get £5 for just signing up*
£5 for each friend you recommend*
Use at 1,000s of ATMs across the world
Shop safely and securely on the internet
Make flight or train reservations; book a cinema ticket or hotel room
Ideal for overseas transactions Buy groceries & petrol
Share money with friends and family abroad
Top up your mobile phone
Chip and PIN technology
The BREAD card is ideal for
People with damaged or no credit history
Foreign nationals that may have difficulty opening a UK bank account
People who don't want to go over their budget or limit their spending
People who don't want to use their credit card for internet purchases
Parents wishing to support their children at university in a controlled and budgeted way
People who regularly send money to friends or family abroad
SET UP & MAINTENANCE FEES
Card purchase fee - £10.00
Additional card - £10.00
Monthly management fee - Free
FUNDING OPTIONS & ASSOCIATED CHARGES
PayPoint; maximum load £500.00 - 3%
High St Bank; maximum load £500.00 - TBA see card issuer website for announcement
Standing Order; maximum load £3,500 - 25p
Payroll; maximum load £3,500.00 - 25p
BACS; maximum load £3,500.00 - 25p
TRANSACTION CHARGES
ATM cash withdrawal UK - £1.50
ATM cash withdrawal International - £1.99
UK purchase fee - 2%
International transaction fee - 2.75%
In-store cashback fee - £1.50
International transaction fee - 2.75%
Card to Card transfer - £1.50
Customer Services email enquiries - Free
PIN Issue / Re-Issue - Free
Balance Enquiry via SMS/Text Message - £0.25
Lost & Stolen Helpline - Lo-call rate Customer Service telephone enquiries 80p per Minute*
Lost/Stolen/Re-Issue for expired or damaged cards - £10.00
Administration fee £10.00
Cash out fee - £10.00
WHO CAN APPLY?
The BREAD Card is available to anyone with a valid international digital passport or driving licence and a UK delivery address .
ATM & MISC LIMITS
PayPoint maximum load - £500
Standing Order maximum load - £3500
Maximum card balance - £3500
MISC
Get £5 for recommending a friend*.
Get £5 cashback for just signing up* to Bread Cashback Scheme and earn cashback each and every time you use your card - get freebies, cashback, seasonal offers and discount vouchers.
* Subject to terms and conditions, see card issuer’s site for details.
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