CARD NAME
STERLING CARD
ISSUING BANK
The Sterling prepaid MasterCard is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register). Registered in England no. 6029941. Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of AFL for this purpose. Registered in England no. 04947027.
CARD TYPE
MasterCard
USP
The Sterling Card is the solution for peace of mind with money - family members as young as 13 can be allocated an additional card, ideal for pocket money payments.
PROS
Top-ups are FREE**
Top-up free at a Post Office® branch
100% acceptance guaranteed*
No credit history required
No bank account required
No hidden charges
Accepted in 25 million locations and over 1 million ATMs worldwide wherever the MasterCard acceptance mark is displayed
Great security for all internet usage
Easy online application
SET UP & MAINTENANCE FEES
Flexiplus account -
Card issue fee £8.95
Purchase transactions £1.50 each
Monthly subscription Free
Account maintenance £5.95 (only applies if Account has no transactions including top-ups for a period of 120 days from date of last transaction)
Activeplus account -
Card issue fee £8.95
Purchase transactions All free
Monthly subscription Free
Account maintenance Free
FUNDING OPTIONS & ASSOCIATED CHARGES
Top up by cash - Free**
Top up by debit card at Post Office® branches - Free
Bank transfer - Free
Standing order - Free
Wages paid direct - Free
E-pay outlets - £2
TRANSACTION CHARGES
Check balance and recent transactions online - free
Payment processing fee (non-refundable) - £1.95
ATM withdrawal (UK and Non UK) - £2.50
Cash withdrawal at bank (UK and Non UK) - £3.50
Additional or replacement card - £9.95 maximum
Cancellation (for refund of cash value in the account) - £10.00
Foreign transaction - 2.75% of amount withdrawn/spent
WHO CAN APPLY?
Aged 18 or over. Proof of UK residential address required. Additional card holders 13 or over.
ATM & MISC LIMITS
Subject to having sufficient available funds there is no daily spending limit. Maximum combined bank counter and ATM daily withdrawal - £500.
MISC
Manage your card for free online - ensuring that you are always in control of your budget.
* Subject to terms and conditions, see card issuer’s site for details.
**Some top-up outlets may charge an additional fee - check at the time you top-up.
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