PROVIDER

MY PAYDAY

WHO ARE THEY?

A broker of payday loan. Their first line of lenders include MEM Consumer Finance Ltd. As of April 2007, MEM was acquired by CompuCredit - a US based credit card and Loan Company listed in NASDAQ. As a leading and reliable source for payday lenders within the UK, MEM is the owner of UK's largest portfolio of Payday Loan brands. Moreover, MEM supplies a diverse variety of financial services products.

USP 

Committed to lending to their customers in a reliable and responsible manner - loans are only approved once they have made sure you are capable of repaying the loan.

PROS

Borrow up to £1000. Immediate decision. Same day payout in most cases. No faxing of documents required. Poor credit rating not a problem, no credit checks carried out. Acceptance based on your ability to pay back loan on next payday.

CONS

Not a viable loan option for those experiencing extended financial difficulties. Credit checks may be carried out by some loan providers.

CHARGES

Typical APR 1355% (fixed). £25 per £100 borrowed. No administrative costs to set up the loan.

APPLICATION OPTIONS

Apply online. Complete the brief online application. Once approved, complete your bank and debit card details and sign the loan agreement. Payment is made direct to your bank account.

WHO CAN APPLY

Over 18s, in full-time employment and earning more than £750 a month. A bank account and valid debit card will be essential.

 Do You Need Cash Today Up To £1000?

If you need a short term cash loan with no credit check carried out, no paperwork to sign, 100% completed online then compare the leading payday loan lenders under no obligation here.


Do You Need An Unsecured Loan Even If You Have Bad Credit?

If you have a bad credit history but need an unsecured loan to be repaid over longer periods there are lenders that can accept your application based on it merits click here.


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Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.