PROVIDER
JUST CASH NOW
WHO ARE THEY?
JUST CASH NOW and N&N Simple Financial Solutions are trading names of Cheque Exchange Ltd., a wholly owned subsidiary of Provident Financial plc. Address: Cheque Exchange Ltd, Fifth Floor, Empire House, Wakefield Old Road, Dewsbury WF12 8DJ. Consumer Credit License No: 397893.
USP
JUST CASH NOW offer short term loans from £100 to £500, same day payments available.
PROS
No hassle payment collection, no hidden charges. Borrow from £100 to £500. Significantly lower interest charges than other providers of this type of payday loan. Loans paid out within 3 working days - for those needing immediate payment a charge of £15 will pay for a same day transfer of funds - this charge will be deducted from the loan amount. You can defer your repayment for a further 31 days.
CONS
3 day payout provided as standard - additional fee required for immediate payout. Not a viable loan option for those experiencing extended financial difficulties.
CHARGES
For every £100 you borrow you will pay £16 interest. Typical APR 474.7% (31 day loan)
APPLICATION OPTIONS
Apply online. Complete the online application, print off a credit agreement, sign the credit agreement and fax it with supporting documentation. Your application will then be processed and you will be contacted via e-mail or phone to confirm acceptance.
WHO CAN APPLY
UK residents aged 21 years and over with salary paid monthly direct to your bank account. Net salary more than £600 per month. In current full-time employment. Have held a UK bank account for more than 3 months. Have a bank debit card (Switch / Maestro / Visa Delta / Visa Electron).
Do You Need Cash Today Up To £1000?
If you need a short term cash loan with no credit check carried out, no paperwork to sign, 100% completed online then compare the leading payday loan lenders under no obligation here.
Do You Need An Unsecured Loan Even If You Have Bad Credit?
If you have a bad credit history but need an unsecured loan to be repaid over longer periods there are lenders that can accept your application based on it merits click here.
Do You Need A Credit Card But Have Been Refused Elsewhere?
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Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.
