CARD NAME

GAP YEAR CARD

ISSUING BANK

The Gap Year prepaid MasterCard is issued by Broadcastle Bank Ltd (BBL) or APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. BBL and AFL are authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register). Registered in England no. 0542018 and 06029941 respectively.

The card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of BBL and AFL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS.

CARD TYPE

MasterCard

USP

The Gap Year cashplus card is not just a prepaid MasterCard card. It is also a membership card to an exclusive global gap year / backpacker club and a keycard to an exclusive area packed full of useful advice guides and unique offers. With the majority of companies "in the discount network" offering at least 10% discount this card can significantly reduce the cost of your travel.

As a privileged cardholder you will be given access to an exclusive discount network – allowing you to save money as you buy Oz Experience passes, trips to Ayers Rock, hostel nights, tours around Ireland, European tours, visits to Oktoberfest, the Running of the Bulls, La Tomatina (the world’s biggest tomato fight) and so much more.

PROS

100% acceptance guaranteed*
No credit check
Use at over 25 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark
Shop securely online, by phone or in store
Top-up for FREE at 14,500 locations, including any UK Post Office® branch
Personalised Chip and PIN prepaid MasterCard card
Emergency account top-up through additional cards
Pay your UK wages directly onto the card
Anyone over 13 years can be an additional cardholder

SET UP & MAINTENANCE FEES

Card issue fee £19.95
Purchase transactions All free
Monthly service fee £4.95
Additional or replacement card £9.95 maximum
Cancellation fee £10

FUNDING OPTIONS & ASSOCIATED CHARGES

Top-ups by cash Free at any UK Post Office ® branch
Free by standing order
Free from a CASHPLUS retail outlet
Free to get your wages paid direct to GAPYEAR card
£2 at an e-pay outlet

TRANSACTION CHARGES

Check your balance and recent transactions online Free
ATM withdrawal UK £1.50
ATM withdrawal non-UK £1.50
Cash withdrawal at bank £3
Foreign transaction 2.75% of amount spent or withdrawn

WHO CAN APPLY?

Resident in the UK, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder. Proof of ID required.

ATM LIMITS

Maximum daily ATM withdrawal £500

MISC

If your account has not been verified the maximum that you can top-up in the first year is £1500. If your address and identity has been verified, you can carry out a maximum top-up of £5000 per day. The GAPYEAR Card can be used anywhere the MasterCard acceptance mark is displayed. Car hire using the GAPYEAR Card is possible.


*
Subject to terms and conditions, see card issuer’s site for details.

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