|
What are my options when seeking a credit or debit card if I have a poor credit history or have been turned down before?
If you are one of hundreds of thousands of UK residents that may have a not so perfect past or no history when it comes to credit, there are various options available to you. > Cards to build your credit even if you have been declined elsewhere
> Prepaid Credit Cards so you have control and the benefit of a MasterCard
> 0% on Purchases and Balance Transfer Cards
Credit Cards designed to restart and build your credit file...
There are four main card provders in the UK that offer these types of cards. Due to the nature of the product that APR's are hign compared to a normal credit card however this does not apply if you pay of your balance in full each month.
The Vanquis Credit Card
Up to £1000 in spending power
Aged 18 or over
Have a regular income
APR 39.9%
If you have a history of bad credit, a credit card could seem beyond your reach. In today’s world a credit card is often the most convenient and secure way of buying; allowing you to buy online, over the phone and spread the cost of everyday purchases. Our Vanquis Visa Card is designed for people with no credit history or who have previously had bad debt.
 
The Capital One Classic Card
Up to £2500 in spending power
Aged 18 or over
minimum income £10,000 per annum
34.9% APR typical variable
The Capital One Classic Card has been designed for those wishing to restart or build their credit history. Even if you have been turned down elsewhere or had credit problems.Customers will not be eligible if they are not on the electoral role. APPLY ONLINE and get a 1 minute response.
The Loan and Prepaid Card
Up to £300 in spending power
Aged 18 or over
Have a regular income
No Credit Checks
The New Provident Visa Debit Card. Provident offer loans up to £500 paid direct on to your own Visa Debit card so you can spend the funds as you wish at shops, atm's, over the phone or the Internet. No credit checks are needed for this card and loan.
Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk
Credit Card Finder
 Credit Card Finders shall help you find out which card providers you are lightly to be accepted by before applying to them. This is a free service and only takes two minutes.
Guaranteed Acceptance Prepaid Credit Cards...
Everything Financial only offer comparisons of the leading products available within the market. The below three prepaid credit cards offer value for money, excellent customer service, various loading options and are all based within the UK with call centres.
We've researched the prepaid credit card market over the last five years and have found the below card providers offer a superior prepaid product. All the below cards offer guaranteed acceptance.
New "FREE" 02 Money Prepaid Card
You'd like an easy way to stay on top of your cash using your mobile
;so we've launched O2 Money.
You load money onto the card, then whenever you use it you'll receive
a free real time text alert. This will tell how much money you've loaded,
spent or withdrawn, and how much you've got left. Simple.
O2 Money. Your money is in your hands.
cardonebanking
Prepaid MasterCard
and UK Bank Account
UK Sortcode and account number
Prepaid MasterCard® Card
Online account access
A Guaranteed Acceptance Banking
Facility from cardonebanking
Cash Plus Gold Prepaid MasterCard
Application Fee: £4.95
Transaction Fee: £1 Per Transaction
Monthly Fee: £4.99 PCM or No Fee Option
ATM Fee: £2.00 Per Withdrawal £3.00 OVERSEAS
Reload Options: Post Office - Free, Other Free
Load Limit: £5000
Chip & Pin: YES
Rating: *****
Credit Rebuilder Program: This card can help rebuild your credit
The Vanquis Credit Card
This card has been designed for clients with a bad or no credit history. Over 300,000 People have enjoyed the benefits of this card and are building their credit history.
Cashplus GOLD MasterCard
100% Guaranteed acceptance. Use the card online, over the phone at ATM;s. Online management account and load funds on to the card for free.
My Payday Now
 Need up tp £1000 with no credit checks. Funds can be in your account the same day. If you have a debit card then apply today.
Provident Financial Loan
No credit checks. Loans up to £500 paid onto your own visa debit card or in cash. Loans can be repaid over a period of time.
The Capital One Classic Card
This card is ideal if you have had credit problems. Limits up to £2000 instant online decision. This is the most popular solution for getting your foot on the credit ladder.
Related Products
|
