PROVIDER
48 HR FINANCE
WHO ARE THEY?
48hrFinance™, Finance House, PO Box 42420, London NW10 9XA. Consumer Credit Licence No: 511576. Data Protection Register No: Z8061732.
All CCJs, arrears, defaults, IVAs, bankruptcy, no income proof, blacklisted, self-employed, DSS paying mortgage, DSS benefits, self certification, pensioners, non- Status, parent and child co-borrowers etc accepted.
USP
They provide all types of finance: homeowner and tenant unsecured loans; 48 hour car loans; 125% LTV secured loans; 1 hour bridging loans ; commercial loans etc.
PROS
All CCJs, arrears, defaults, IVAs, bankruptcy, no income proof, blacklisted, self-employed, DSS paying mortgage, DSS benefits, self certification, pensioners, non- Status, Parent & Child co-borrowers etc accepted. Fast response - ‘In Principle Account Number’ emailed to you within 2 hours. No obligation. Any purpose loans. Borrow £250 to £30,000.
CONS
No information regarding brokerage fees advertised on the site. No APR advertised, so unable to do cost comparison prior to applying. An unsecured loan may not be the best solution for your financial situation. If in doubt as to the viability of this type of borrowing, seek independent financial advice.
CHARGES
No APR advertised. Rates would however by subject to credit status, loan amount and term of borrowing.
APPLICATION OPTIONS
Apply online and get your ‘In Principle Account Number’ emailed to you within 2 hours.
WHO CAN APPLY?
No details regarding application criteria published on the site. Typical requirements for this type of lending: UK resident aged 18 or over with a regular income.
Do You Need Cash Today Up To £1000?
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Everything Financial offer products and services to help rebuild your credit history. If you have been turned down for a credit card or loan, we have various no credit check products or products designed to help rebuild your credit. We affiliate with leading UK companies within this market that understand your credit history may be less than perfect. Products include no credit check online payday loans, unsecured loans for bad credit, credit cards even with a poor credit history, prepaid credit and debit cards, guaranteed banking accounts and many more.
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